Effective Date: 29th January 2025 | Last Updated: 29th January 2025

1. Acceptance of Terms

By registering, listing a business, or investing on InvestorMerge, you confirm that you:

• Are at least 18 years old.
• Have the legal authority to enter into agreements.
• Agree to comply with all applicable laws and regulations.

2. Overview of InvestorMerge

InvestorMerge is a business funding platform that connects entrepreneurs and investors. We facilitate listings, investor interactions, and funding opportunities but do not guarantee investment success or provide financial, legal, or tax advice.

3. User Accounts & Registration

• You must create an account and provide accurate information.
• You are responsible for maintaining account security.
• We reserve the right to suspend fraudulent accounts.

4. Business Listings & Investment Opportunities

For Businesses:

• Listings must contain accurate and truthful information.
• Misrepresentation may lead to listing removal.

For Investors:

• Investments carry risks, and InvestorMerge does not guarantee returns.
• Conduct your own due diligence before investing.

5. Fees & Payment Terms

Basic listings are free, while premium listings require payment. Fees are non-refundable except as outlined in our refund policy.

6. User Conduct & Prohibited Activities

Users must act ethically and professionally. Prohibited actions include:

• Posting misleading or false information.
• Engaging in fraudulent schemes or money laundering.
• Attempting to hack or disrupt the platform.

7. Privacy & Data Protection

Your privacy matters to us. Our Privacy Policy outlines how we collect, store, and protect your data. By using InvestorMerge, you consent to our data collection and usage practices.

8. Disclaimers & Limitation of Liability

No Guarantee of Investment Success

InvestorMerge only facilitates connections between businesses and investors. We do not guarantee funding, investment success, or financial returns.

Limitation of Liability

• InvestorMerge is not liable for losses, damages, or disputes arising from investments or business transactions.
• Users assume full responsibility for risks associated with business investments.

9. Intellectual Property Rights

All content, logos, trademarks, and technology on the platform belong to InvestorMerge. Users retain rights to their business listings but grant InvestorMerge a license to display their content.

10. Third-Party Links & Services

InvestorMerge may include links to third-party websites and services. We do not endorse or take responsibility for external content or services.

11. Account Suspension & Termination

InvestorMerge reserves the right to suspend or terminate accounts that violate these Terms.

12. Governing Law & Dispute Resolution

These Terms are governed by the laws of Ghana. Disputes shall be resolved through negotiation or arbitration.

13. Changes to These Terms

InvestorMerge reserves the right to update these Terms at any time. Changes will be communicated via website notifications and email updates.

14. Contact Information